A large, swift stream or river can carry all sizes of particles, from clay to boulders. When the current slows down, its competence (how much it can carry) deceases and the stream deposits the largest particles in the streambed. If current velocity continues to decreases a flood wanes, for example finer particles settle out on top of the large ones. Thus, a stream sorts its sediment according to size. A waning flood might deposit a layer of gravel, overlain by sand and finally topped by silt and clay. Streams also sort sediment in the downstream direction. Many mountain streams are choked with boulders and cobbles, but far downstream, their deltas are composed mainly of fine silt and clay. This downstream sorting is curious because stream velocity generally increases in the downstream direction. Competence increases with velocity, so a river should be able to transport larger particles than its tributaries carry. One explanation for downstream sorting is that abrasion wears away the boulders and cobbles to sand and silt as the sediment moves downstream over the years. Thus, only the fine sediment reaches the lower parts of most rivers.

A stream deposits its sediment in three environments: Alluvial fans and deltas form where stream gradient (angle of incline) suddenly decreases as a stream enters a flat plain, a lake, or the sea, floodplain deposits accumulate on a floodplain adjacent to the stream channel; and channel deposits form in the stream channel itself. Bars, which are elongated mounds of sediment, are transient features that form in the stream channel and on the banks. They commonly form in one year and erode the next. Rivers used for commercial navigation must be recharted frequently because bars shift from year to year. Imagine a winding stream, the water on the outside of the curve moves faster than the water on the inside. The stream erodes its outside bank because the current's inertia drives it into the outside bank

At the same time, the slower water on the inside point of the bend deposits sediment, forming a point bar. A mid-channel bar is a sandy and gravelly deposit that forms in the middle of a stream channel. Most streams flow in a single channel. In contrast, a braided stream flows in many shallow, interconnecting channels. A braided stream forms where more sediment is supplied to a stream than it can carry. The stream dumps the excess sediment, forming mid-channel bars. The bars gradually fill a channel, forcing the stream to overflow its banks and erode new channels. As a result, a braided stream flows simultaneously in several channels and shifts back and forth across its floodplain. Braided streams are common in both deserts and glacial environments because both produce abundant sediment. A desertyields large amounts of sediment because it has little or no vegetation to prevent erosion. Glaciers grind bedrock into fine sediment, which is carried by streams flowing from the melting ice. If a steep mountainstream flows onto a flat plain, its gradient and velocity decrease sharply. As a result, it deposits most of its sediment in a fan-shaped mound called an alluvial fan. Alluvial fansare common in many arid and semiarid mountainous regions.

A stream also slows abruptly where it enters the still water of a lake or ocean. The sediment settles out to form a nearly flat landform called a delta. Part of the delta lies above water level, and the remainder liesslightly below water level. Deltas are commonly fan-shaped，resembling the Greek letter delta. Both deltas and alluvial fans change rapidly. Sediment fills channels (waterways), which are then abandoned while new channels develop as in a braided stream. As a result, a stream feeding a delta or fan splits into many channels called distributaries. A large delta may spread out in this manner until it covers thousands of square kilometers.

Most fans, however, are much smaller, covering a fraction of a square kilometer to a few square kilometers. The Mississippi River has flowed through seven different delta channels during the past 5,000 to 6,000 years. But in recent years, engineers have built great systems of levees (retaining walls) in attempts to stabilize the channels.